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Why iLoanz ?

Zero Borrowing Charges

iLoanz does NOT charge any fee from the borrowers on the platform

Lowest Interest Rate

Apply once - Get multiple loan offers resulting in the most competitive interest rate for the borrower

Quick disbursement

Get approval in 1 day*

No Collateral Required*

For Personal Loans and Unsecured Business Loans

Paperless

Our in-principle approval process is completely digital

Multiple Lenders

After internal credit rating, we take the application through our Match Making Algorithm to decide the most suitable lenders for you

*T&C apply

Personal Loan

  • Minimum Salary: INR 18,000 p.m. (metro cities) and INR 12,000 p.m. (non-metro cities) for salaried person
  • Approved Employers
  • Salary disbursal through bank account/cheque
  • Approved locations
  • Minimum Age: 21 Years
  • Maximum Age: 60 Years (at the time of maturity)

Business Loan (unsecured)

  • Turnover: Minimum INR 20 Lakhs per year
  • Minimum 12 Months Business vintage
  • Minimum Loan Amount – INR 200,000
  • Approved locations

Business Loan (secured)

  • Turnover: Minimum INR 50 Lakhs per year
  • Minimum 12 Months Business vintage
  • Minimum Loan Amount – INR 200,000
  • Approved locations
  • Collateral: Residential/ Commercial/ Industrial Property title

Personal Loan(for salaried professionals)

  • Specified Documents will be required subsequent to successful loan application

Business Loan – Unsecured (for businesses/self-employed professionals)

  • Six months Bank statement for all accounts
  • Company KYC: (Any Registration Certificate, address proof, MOA , Pan Card)
  • All Directors KYC (any one - Pan Card, Passport, Voter ID, Driving license)
  • Latest Financials with complete annexure (minimum one year)

Business Loan – Secured

  • Six months Bank statement for all accounts
  • Company KYC: (Any Registration Certificate, address proof, MOA , Pan Card)
  • All Directors KYC (any one - Pan Card, Passport, Voter ID, Driving license)
  • Latest Financials with complete annexure (minimum one year)
  • Collateral Details

Please click here for the Terms & Conditions